End of the year brings a crush of surgeries StarTribune.com
"Perverse Incentives" -- Yes high deductibles change the system. They delay needed care which increases costs long term. Now we see that they increase cost for things due to the end of year phenomena. Reminds me of the Federal government grant funding -- use it or lose it so the incentive is to waste money at the end of the year to avoid having to send it back. Medical decisions between me and my doc should be based on health issues - not this end of year foolishness.
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